Mortgages & Insurance

Prime Property.
Protected & Financed.

High-value mortgage solutions and specialist insurance brokering for discerning clients with complex personal and commercial requirements.

Mortgages

High-Value Mortgage Solutions

We arrange residential and buy-to-let mortgages for high-net-worth individuals, foreign nationals, and complex income borrowers who require lenders that look beyond automated credit scoring.

Our relationships with private banks, specialist lenders, and family office credit desks allow us to source terms for prime London properties, international purchases, and portfolio landlords that are simply not available on the open market.

Loan Amounts

£250k – £50m+

Property Types

Prime residential, BTL, holiday let, international

Borrower Types

HNW individuals, foreign nationals, complex income

LTV

Up to 85%

Insurance

Specialist Insurance Brokering

We broker specialist insurance solutions for clients whose requirements exceed the capacity or appetite of standard insurers — from high-value homes and fine art collections to complex commercial risks.

Working with Lloyd's of London syndicates and specialist underwriters, we structure cover that reflects the true value and nature of your assets.

01

High-Value Home Insurance

Buildings and contents cover for prime residential properties, country estates, and listed buildings — with agreed value settlements and no average clauses.

02

Fine Art & Collections

Worldwide all-risks cover for fine art, jewellery, wine, classic cars, and other high-value collections.

03

Life & Critical Illness

High-sum assured life insurance and critical illness cover for individuals requiring cover beyond standard market limits.

04

Commercial Insurance

Bespoke commercial insurance programmes for complex business risks, directors and officers liability, and professional indemnity.

Begin Your Enquiry

Discuss Your Requirements

Whether you require a mortgage, insurance, or both — share your requirements and we will identify the most appropriate solutions.

Confidential

Our Office

45 Albemarle Street

3rd Floor

Mayfair

London

W1S 4JL

Enquiries

We welcome introductions from private clients, family offices, and professional intermediaries.

Begin Your Enquiry

© 2026 High Net Worth Loans. All rights reserved.

Private Finance. Exceptional Terms.

FCA Disclaimer

HNW-Loans is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide regulated financial services or financial advice.

HNW-Loans does not provide financial advice, and you should consider obtaining independent financial advice where appropriate.